Home > Finance, Personal > WE’RE DEBT FREE!!!!!

WE’RE DEBT FREE!!!!!

That’s right! After just over a year of busting it, we’re debt free except for the house!

dave_ramsey_weird.gifWe paid off about $30,000 in just over a year working Dave Ramsey’s baby steps.

Guys, this just plain works if you do it. It’s not easy, but it’s not that hard either once you get started.

On a similar note, we just started going through Financial Peace University this past Tuesday. Marie and I are really excited to go through the course with a couple of our friends. Even though we’ve been on Dave’s plan for a year, we are still learning a LOT by going through FPU. Can’t wait until next Tuesday!

Now it’s on to baby step number 3 – a fully funded emergency fund of 3 to 6 months expenses.

Josh Young Finance, Personal

  1. May 9th, 2008 at 08:27 | #1

    Dude that is flat awesome. Congrats!

  2. May 9th, 2008 at 11:02 | #2

    Congrats! I haven’t gone through any of Dave Ramsey’s stuff, but I’ve heard enough to know what he’s all about. Definitely a plus to be debt free.

    Now this is the cynic coming out…but I think it’s kind of funny to hear “we’re debt free…except for_____” It’s like, saying “I’m completely healthy, except for the lung cancer.” However, with 30k paid down in a year, you’re much, much closer than most. Congrats!

  3. May 9th, 2008 at 19:07 | #3

    congrats man! My wife and I started the Ramsey plan about 3 years ago and couldn’t be happier. On to baby step 5!

  4. May 9th, 2008 at 20:28 | #4

    congratulations !!!! I am busting butt to slavenomore myself

  1. May 9th, 2008 at 08:26 | #1